The short version
Ask the parents first. They choose where the money goes.
A gift page shows you exactly how to give, on one link.
A small present on the day is still welcome.
Ask your kids for a gift page
Parents make the page in a few minutes and send you the link. It shows the ways they accept: the official link for the child's Trump Account, or a way to send money to the parent.
I would love to give [Name] something for the future this year instead of more toys. Could you make a gift page so I know how to give? giftgrows.com/holidays
How to give
- Open the link the parent sent you.
- Pick the official link, or the parent's Venmo, PayPal, Zelle, or Wise.
- Give about a week before the holiday, so a bank transfer has time to arrive.
If you send money to the parent, it goes to the parent, who deposits it into the child's Trump Account.
On the official site, you pay from a linked bank account or a debit card.
Paper checks, wire transfers, credit cards, and prepaid cards are not accepted. The program says most US-issued Mastercard, Visa, and Discover debit cards are supported. Bank linking uses a routing number and ACH. A recurring gift can be set up only from a bank account. Contributions could not be made before July 4, 2026.
A debit-card gift usually arrives within minutes and can take up to 30 minutes. A bank transfer can take up to five business days.
The program says a debit-card contribution is typically processed instantly, and may take up to 30 minutes depending on the bank. A standard bank contribution can take up to five business days and shows as pending until it settles.
Sources: Contributions FAQ, Make a contribution, Link accounts, Treasury and IRS guidance (IR-2025-117)
Stay safe
Only use the link the parent sent you, and check who you are paying before you send.
Use only the official link or QR code the parent shared on this page, and read the address bar before you pay. Never share a password or a one-time code with anyone, including GiftGrows.
Treasury will not ask for your password or a one-time code by email, text, or phone.
The program says the first activation email comes only from no-reply@trumpaccounts.treasury.gov. Later messages come in the official app, or from an address ending in @trumpaccount.com. Another program page says real notices come from trumpaccount.com, the official app, or an email from trumpaccounts.treasury.gov. The card-linking steps also say not to share the 6-digit verification code. The IRS help line is 866-USA-4547.
Sources: Trump Accounts overview, Claim an account, Link accounts, Trump Accounts
Make a page for your kid. One calm page that explains the account and shows family and friends how to give, with the official link or a way to send it to you.
Make a page for your kidMore questions
What is a Trump Account?
It is a tax-deferred investment account for a child, a kind of traditional IRA with extra rules while they are young. Gifts are invested automatically, usually within one business day, in a fund that tracks the S&P 500. The child generally cannot take the money out while those childhood rules apply, and the rules end by age 18. In 2026, family, friends, and the child together can add up to $5,000.
Can I still bring a little something?
Yes. A small present beside the gift is a lovely idea. The Trump Account is there so the money has a place to grow. The present is just from you.
Can I give from abroad?
The program says anyone can contribute. On the official site, payment is a linked bank account or a debit card. It describes most US-issued Mastercard, Visa, and Discover debit cards, and bank linking with a routing number. It does not take wire transfers, paper checks, credit cards, or prepaid cards. We have not confirmed that a bank or card from outside the United States works there. If you send money to the parent, it goes to the parent, who deposits it into the child's Trump Account. That deposit still counts toward the $5,000 cap.
Is this page official?
The Trump Account is the federal program. This page is GiftGrows. GiftGrows is not the Treasury, the IRS, or the Trump Accounts program, and we never hold gift money. The official way to give is the link or QR code the parent placed here. Any other payment goes to the parent, for them to deposit.
Official sources
Every fact on this page comes from these pages. Rules can change, so check the official pages before you rely on a detail.
- Contributions FAQ trumpaccount.com
- Make a contribution trumpaccount.com
- Link accounts trumpaccount.com
- Treasury and IRS guidance (IR-2025-117) www.irs.gov
- Trump Accounts overview trumpaccount.com
- Claim an account trumpaccount.com
- Trump Accounts www.irs.gov
- Instructions for Form 4547 www.irs.gov