In short
GiftGrows makes a free gift page for a child. Instead of another toy, family and friends open the page and give money to the child's Trump Account, a new federal investment account for kids. They give on the official site, where the gift goes straight into the account, or send the money to the parent to deposit.
At a fiver party, each guest brings a card with $5 in it instead of a present. That's the whole idea.
Explain it in one line on the invitation, because some guests won't know the word, and say a card alone is perfect too.
The fives can go toward one thing your kid picked, toward their future, or both. You decide, and you say which.
What a fiver party is
Instead of a present, each guest tucks a five-dollar bill into a birthday card. Your kid opens cards instead of boxes, and the fives add up to something bigger than any one gift.
- Guests bring a card, with $5 inside if they like.
- Your kid opens the cards at the party or after.
- The fives go toward what you named on the invitation.
Is a fiver party rude?
Not when it's offered lightly. The wording does the work: name it once, keep the amount small, and make it easy to bring nothing at all.
Skip a target total, such as an amount you hope to raise. That turns a party into a fundraiser.
Fiver party invitation wording
Type your kid's name and the age they're turning, and every line fills in. Keep the fiver line at the bottom, under the party details.
Every line below fills in as you type. What you type stays on this screen. [link] is where your kid's page link goes.
It's a fiver party! Instead of a present, bring a card with $5 if you like. A card on its own is perfect too.
[Name] is turning [age]! We're having a fiver party: if you'd like, tuck $5 in a card, and [Name] will put the fives toward something special they've picked. No gift needed.
[Name] is turning [age]! In place of presents, it's a fiver party. If you'd like to give, a few dollars toward [Name]'s future can go on their page: [link]. Bringing nothing is perfect too.
Fiver party! Fives in a card go toward the thing [Name] picked. If you'd rather give online, [Name]'s page takes gifts toward their future: [link]. Either way, no presents needed.
It's a fiver party. A card is perfect. If you'd like to add $5, the link is here: [link]. Bringing nothing is perfect too.
We're keeping it simple, no toys on the floor: a card with a fiver, and nothing more. And if you bring nothing, that's perfect, it's true. The best part of the party is spending it with you!
Fives from guests without cash
Some guests won't have a five on them. A GiftGrows page lets them give from their phone: the official link to your kid's Trump Account, an investment account for kids, and any app you add, such as Venmo or PayPal.
A gift through the official link goes straight into the account. Money sent through an app goes to you, and you deposit it.
Parents, family, friends, and the child can all contribute.
The program says anyone can contribute to a claimed account, up to the shared yearly cap. The child does not need earned income for those childhood contributions. Employers, charities, and state or local governments can also contribute under their own rules.
On the official site, you pay from a linked bank account or a debit card.
Paper checks, wire transfers, credit cards, and prepaid cards are not accepted. The program says most US-issued Mastercard, Visa, and Discover debit cards are supported. Bank linking uses the bank's routing number and an ACH transfer, the standard bank-to-bank payment. A recurring gift can be set up only from a bank account. Contributions could not be made before July 4, 2026.
Sources: Trump Accounts overview, Make a contribution, Instructions for Form 4547, Contributions FAQ, Link accounts, Treasury and IRS guidance (IR-2025-117)
What helps
- Keep the fiver line under the party details, in two sentences or fewer.
- Say what the fives are for, so guests know theirs counts.
- Always include an easy way to bring nothing.
- Open the cards with your kid and say thank you for each one. With the keepsake journal on, page givers can leave a note your kid can read one day.
- For a class party, check with the teacher first. Some schools have rules about gifts and money.
Make the page for online fives
Your invitation's [link] goes to your kid's GiftGrows page: their first name, the occasion, a note from you, the official link to their Trump Account, and any app you add. Guests without cash can give in a minute, and nobody passes an envelope around.
What a GiftGrows page is
A free web page a parent makes for their kid and shares as one link. It is not the account. It points to it, and it is optional.
- The child's first name and the occasion, with a photo if the parent adds one.
- A button to the official site, where a gift goes straight into the child's Trump Account.
- Other ways the parent adds: Venmo, PayPal, Cash App, Zelle, Wise, or Revolut.
- Plain answers about the account, with links to the official sources.
- Notes from the people who give, kept for the child, if the parent turns them on.
A new page is private until the parent shares it.
How it works
Official app or website
No fee · not GiftGrows
Claim your child's account
Treasury has already opened a Trump Account for every eligible child under 18. A parent claims it, and only then can anyone add money. This is the account that holds and invests the gifts.
You get the account's share link.
giftgrows.com
Free · optional
Make a GiftGrows page
Paste the share link and add your kid's first name, the occasion, and any other ways to give. You can start before you claim. Until the link is in, the page says the gift is coming soon.
You get one link for everyone.
Family and friends
Anyone in your kid's life
They open the link and give
The main button opens the official site, so the gift goes straight into the account. Givers can leave a note for your kid to keep.
Your kid gets money that stays invested.
Where the money goes
Giverofficial linkChild's Trump Accountinvested
GiverVenmo, PayPal, Zelle…Parentparent deposits itChild's Trump Accountinvested
Why a page, and not just your Venmo?
| Just your Venmo | A GiftGrows page | |
|---|---|---|
| Where the gift lands | Your wallet, until you move it | Straight into your kid's invested account, through the official link |
| What givers know | Your handle and an amount | What the account is, the $5,000 yearly limit, and what the gift is for |
| Ways to give | One app | The official link, plus any app you add |
| What your kid keeps | Nothing | Notes from the people who gave, if you turn them on |
A Venmo request still works, and you can put your Venmo on the page too. If only one or two people are giving, the official share link on its own is enough. A page helps when many people give or ask what the account is.
More questions
Can I still bring a little something?
Yes. A small present beside the gift is a lovely idea. The Trump Account is there so the money has a place to grow. The present is just from you.
Where does the money go?
A gift through the official link goes into the child's Trump Account and is invested automatically, usually within one business day. A debit card usually arrives within minutes and can take up to 30 minutes. A bank transfer can take up to five business days. The official site does not take paper checks, wire transfers, credit cards, or prepaid cards. If you send money to the parent, it goes to the parent, who deposits it into the child's Trump Account.
How much can I give?
In 2026, ordinary gifts share a $5,000 cap for that child. Once the cap is reached, further gifts wait until the next calendar year. The $1,000 Treasury deposit does not use up the cap. The childhood cap runs through December 31 of the year the child turns 17.
Official sources
Every fact on this page comes from these pages. Rules can change, so check the official pages before you rely on a detail.
- Trump Accounts overview trumpaccount.com
- Make a contribution trumpaccount.com
- Instructions for Form 4547 www.irs.gov
- Contributions FAQ trumpaccount.com
- Link accounts trumpaccount.com
- Treasury and IRS guidance (IR-2025-117) www.irs.gov
- Claim an account trumpaccount.com