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For anyone who gives

Gifts for kids who have everything

When the toy box is full, the best gifts are the ones that get used, shared, or kept. Pick an age for ideas, and see the one gift that never needs a shelf.

GiftGrows is not the Treasury, the IRS, or the Trump Accounts program, and we never hold gift money.

In short

GiftGrows makes a free gift page for a child. Instead of another toy, family and friends open the page and give money to the child's Trump Account, a new federal investment account for kids. They give on the official site, where the gift goes straight into the account, or send the money to the parent to deposit.

Give something to do, something that gets used up, or something to read.

A day together is a gift too, and often the one they talk about.

The gift that needs no shelf is one toward their future. If the parents have a page, that's where it goes.

Ideas by age

Pick an age. None of these needs a brand name, and most need no wrapping.

How old are the kids?

Babies and toddlers

  • A board book, or a photo book of the family
  • Clothes for next season, one size up
  • A family pass to a zoo, an aquarium, or a children's museum
  • An evening of babysitting for the parents
  • A gift toward their future, on their page

Little kids

  • A class they already want to try: swimming, dance, or art
  • Art supplies that get used up
  • A day out with you, their pick
  • A book, with a note inside from you
  • A gift toward their future, on their page

Big kids

  • Lessons or a camp week in something they love
  • Tickets to a game or a show, with you
  • The first book of a series
  • A project you do together, like cooking or building
  • A gift toward their future, on their page

Teens

  • Tickets to something they'd pick, and the ride there
  • Lessons in something they're serious about
  • A day with you, doing what they choose
  • A gift toward their future, which they'll see for themselves before long

When the parents say the toy box is full

Believe them. It isn't about your gift. They're making room for the things the kids really use.

Ask what would help this year. Parents with a full toy box are often glad to be asked.

A message to send the parents

I'd love to get [Name] something they'll really use this year. Is there a lesson or an outing they'd love? And if you have a page for gifts toward [Name]'s future, send me the link.

The gift that needs no shelf

Many kids now have a Trump Account, an investment account in their name where the money stays while they grow up. Grandparents, aunts, friends, and anyone else can add to it.

Family far away can give without shipping a box. Put a note in a card for the day, so there's still something to open.

  • 79%of U.S. adults in Empower’s survey said cash and gift cards are more acceptable today than in the past.

Sources: Empower, Going Rate study (2,202 U.S. adults, August 19–21, 2025)

A Trump Account is a tax-deferred investment account for a child: tax on its growth waits until money comes out.

The IRS describes it as a new kind of traditional IRA, the ordinary individual retirement account, with extra rules while the child is young. Growth is not taxed each year while it stays in the account. A child can have one even if they do not qualify for the $1,000 Treasury deposit.

Parents, family, friends, and the child can all contribute.

The program says anyone can contribute to a claimed account, up to the shared yearly cap. The child does not need earned income for those childhood contributions. Employers, charities, and state or local governments can also contribute under their own rules.

Sources: Trump Accounts, Instructions for Form 4547, Trump Accounts overview, Make a contribution

If the family has a page, give there

A GiftGrows page is one link the parents share: the official way to give to the kids' Trump Accounts, any app they add, and plain answers. You don't need one to give. If many people ask the parents what to buy, a page saves them a lot of messages. If they don't have one, send them giftgrows.com/start.

What a GiftGrows page is

A free web page a parent makes for their kid and shares as one link. It is not the account. It points to it, and it is optional.

  • The child's first name and the occasion, with a photo if the parent adds one.
  • A button to the official site, where a gift goes straight into the child's Trump Account.
  • Other ways the parent adds: Venmo, PayPal, Cash App, Zelle, Wise, or Revolut.
  • Plain answers about the account, with links to the official sources.
  • Notes from the people who give, kept for the child, if the parent turns them on.

A new page is private until the parent shares it.

How to give

Find the situation you are in.

  1. Easiest

    The parent sent you a GiftGrows page

    Open it. The main button goes to the official site, and your gift goes straight into the child's account. Other ways the parent added, such as Venmo, go to the parent. You can leave a note for the child.

  2. Also fine

    No page, but the account is claimed

    Ask the parent for the account's share link, the official link from the Trump Accounts app. You can give with it directly. You do not need GiftGrows. If many people want to give, send the parent giftgrows.com/start so they can put it all on one free page.

  3. Not yet

    The account is not claimed, or you are not sure

    Nobody can add to the account until a parent claims it in the official app or website. There is no deadline. Until then, give the money to the parent, and they deposit it once the account is claimed.

Can I just give money?

Yes. Cash in a card, a check, Venmo, or PayPal to the parent all work. That money reaches the parent, not the account, until they deposit it, and then it counts toward the $5,000 yearly limit. The official share link is the only way to put it straight into the account.

How parents make a page

More questions

What is a Trump Account?

It is a tax-deferred investment account for a child, a kind of traditional IRA, the ordinary retirement account, with extra rules while they are young. Gifts are invested automatically, usually within one business day, in a fund that tracks the S&P 500, about 500 large U.S. companies. The child generally cannot take the money out while those childhood rules apply, and the rules end by age 18. In 2026, family, friends, and the child together can add up to $5,000.

Can I still bring a little something?

Yes. A small present beside the gift is a lovely idea. The Trump Account is there so the money has a place to grow. The present is just from you.

Can I give from abroad?

The program says anyone can contribute. On the official site, payment is a linked bank account or a debit card. It describes most US-issued Mastercard, Visa, and Discover debit cards, and bank linking with a routing number. It does not take wire transfers, paper checks, credit cards, or prepaid cards. We have not confirmed that a bank or card from outside the United States works there. If you send money to the parent, it goes to the parent, who deposits it into the child's Trump Account. That deposit still counts toward the $5,000 cap.

Official sources

Every fact on this page comes from these pages. Rules can change, so check the official pages before you rely on a detail.

Other sources

The figures and steps on this page that aren't program rules come from these pages. They describe what people say and do.

Last reviewed November 8, 2026

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